Long-term expenses are not intended to be covered by short term loans direct lenders like us. A short term loans might not be the best option for you if you're having financial difficulties over an extended length of time. For extra assistance, get in touch with organizations like Step Change or MoneyHelper. On the other hand, a short term cash for bad credit can be quite beneficial in an emergency if you handle it carefully. Check out our eligibility requirements to see whether you qualify for a short-term loan application.